Kastle Asset Liability Management can also be deployed with Oracle Database 11g Release 2.
Kastle Asset Liability Management is now Oracle Exadata & Exalogic ready.

Overview

KASTLE Universal Lending 3i Infotech’s Kastle® Asset Liability Management (ALM) is a multi-currency ALM solution for banks and financial institutions, offering extensive data management capabilities for accurate information gathering and analysis. With a powerful suite of analytical and reporting tools, it facilitates efficient liquidity and interest rate risk management, enables strategic decision-making and alertsusers against potential deviations.

Over 100 Customers Worldwide

100+ Kastle® Asset Management

Reporting and Analysis Customization & Flexibility Security
  • Behavior analysis and balance forecasting
  • Extensive suite of MIS reports, providing a framework for risk mitigation and control
  • Historical data and simulation used to predict possible business volumes, maturity patterns, etc.
  • High degree of parameterization allows for customization as per unique business needs, policies, and conventions
  • User-definable chart of accounts, classification, sub-classification, maturity buckets, reference rates, yield curves, currencies,etc.
  • Custom report designing
  • Built-in multi-layer security
  • Standard menu security options with login security in the primary layer
  • Option-level access control permits users to access only enabledfeatures
Reporting and Analysis Customization & Flexibility Security
  • Compliance to regulatory/ ALCO requirements
  • Multidimensional analysis for regulatory compliance
  • Addresses both sides of risk return equation
  • Multiple methods for funds transfer pricing
  • Web-based reporting for criticalreports
  • User-definable time buckets
  • Ratio Builder, which allows users to define any number of categories and ratios
  • User-configurable ALM dashboard
  • Maintains audit trail for activity logging and recording of key data changes
  • Advanced administrator control features like permitted number of concurrent log-ins, minimum password length, password validityperiod, intruder lockout, etc.
  • Comprehensive and improved risk management – through gap reports, regulatory and proprietary liquidity and interest rate sensitivity statement, option-adjusted gaps and simulation of dynamic gaps
  • Smarter decision-making based on advanced risk analytics – of critical factors like net interest income scenario, rate shock effects, cost to close, capital adequacy, adjust-to-market changes and performance duration
  • Better strategic planningand 100% accuracy in execution – made possible through behavior analysis, historical simulation, interest rate simulation and measurement of the economic value of equity
  • Improved productivity and reduced costs – automated analyses lead to 50% increase in productivity and swift decision-making, while cutting costs incurred on salary by 50%

Industries We Serve