Kastle™ Universal Lending Solution helped a leading Malaysian Development Finance Institution (DFI) provide guarantees on loans for small and medium scale industries faster and more efficiently.

Overview

KASTLE Universal Lending

Kastle™ Universal Lending System is a comprehensive solution for banks and financial institutions that provides an environment whereby a Bank or a Financial Institution can, through a centralized database and a fully browser based application software, integrate the different touch-points in the supply chain for loan processing. It is targeted at significantly improving the process efficiencies of banks and finance companies that are engaged in Retail, SME & Corporate Financing.

Kastle™ ULS is used by several banks finance organizations across the world from Asia Pacific to Africa with a leadership position in the Kingdom of Saudi Arabia and significant presence in Africa.

Over 100 Customers Worldwide

100+ Kastle™ Universal Lending System

Product Overview

Kastle™ ULS automates and manages complete application processing for Retail financing. It caters to the various types of financing including both Retail & Corporate. The Lease vs. Buy comparator is a unique feature of the product to enable the customer to choose the right product. The system facilitates to capture and maintain the details of the asset which is the subject matter of the contract. The Valuation grid in the system support multiple valuations and various types of valuation.

Modules

  • ‘What-if’ Analysis
  • SME & Corporate Leasing
  • Islamic Financing
  • Credit Scoring & Rating
  • Risk Based Pricing
  • Comprehensive Product Management
  • Configurable Fees and Charges
  • Templates & Letters Generation Module
  • Duplicate Management Module
  • Collateral Management
  • NPA Management
  • Accounting Policy Setup
  • Collections & Arrears Management
  • Performance Management
  • Asset Transfer Module
  • Advanced Risk Analytics
  • Dynamic Workflow Management
  • Business Rules engine
  • Business Partners Management
  • Commission Management
  • Alerts and Notifications
  • Delegation Deviation Matrix
  • Centralized browser-based multilingual, multi- currency, multi entity solution
  • Integrated mortgage portal
  • Available as a multi-tenant solution on advanced J2EE platform
  • Performance Management
  • Comprehensive collateral management capabilities
  • Integrated credit risk rating module
  • Integrated Enterprise-wide Document Management & Archiving for anywhere, anytime access
  • Statutory and compliance reporting module
  • Comprehensive Islamic product support
  • Better productivity, process efficiency, and time-to-market with scalable, proven capability for handling large transaction volumes, performance management tools, and automation
  • Minimized overheads, better information visibility, and cost-effective information management through an integrated and customizable business intelligence and document management platform with comprehensive MIS capabilities
  • Comprehensive and improved management visibility through a wide range of reporting and analytical tools
  • Reduced costs via multi-tenant option
  • Increased flexibility with workflow-based tools; dynamic business process management; and multilingual, multicurrency, and multi-entity capabilities
  • Multi-level comprehensive security with role-based access privilege, dual control system, and two-factor authentication
  • Built-in compliance to financial guidelines

Industries We Serve